| 
                    Domanda                   | 
                
                    Risposta                   | 
            
        
        
      Payments into Control Accounts     Transfers of funds into designated accounts used to manage loan-related cash flows.   inizia ad imparare
 | 
 | 
      wpłaty na rachunki kontrolne   
 | 
 | 
 | 
      This phrase means that the clause does not override or conflict with mandatory legal provisions.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Laws that must be followed regardless of contract terms, such as tax regulations.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Money received from tenants under lease agreements.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Charges paid by tenants for building maintenance and utilities.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A legal contract between landlord and tenant outlining rental terms.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A contract that provides financial protection against property-related risks.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Refunds of value-added tax received from tax authorities.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Indicates that payments must be made without delay.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The specific account designated for a particular type of income or transaction.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A bank account designated for specific financial operations under the loan agreement.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The time during which the borrower can draw funds under the loan facility.   inizia ad imparare
 | 
 | 
      okres dostępności kredytu   
 | 
 | 
 | 
      Debt Service Reserve Account     An account used to hold funds reserved for future debt payments.   inizia ad imparare
 | 
 | 
      rachunek rezerw na obsługę zadłużenia   
 | 
 | 
 | 
      An account for capital expenditure funds, such as renovations or upgrades.   inizia ad imparare
 | 
 | 
      rachunek depozytowy CAPEX   
 | 
 | 
 | 
      VAT Split Payment Account     A legally required account for handling VAT payments under the split payment mechanism.   inizia ad imparare
 | 
 | 
      rachunek VAT – mechanizm podzielonej płatności   
 | 
 | 
 | 
      Indicates the currency in which the account is held (e.g., EUR, PLN).   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The specific branch of the lender where the account is opened.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The borrower is prohibited from holding other accounts without written consent.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The borrower must ensure that a certain action is carried out, often by third parties.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A default account for receiving funds not allocated to other control accounts.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A situation where the borrower fails to meet contractual obligations, such as payment delays.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To take money out of an account, subject to conditions in the agreement.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A dedicated account for handling VAT recoveries, blocked in favor of the Agent.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The government institution responsible for collecting taxes and issuing VAT refunds.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Indicates that the account is restricted and controlled by another party (e.g., the Agent).   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A loan facility specifically related to VAT obligations and recoveries.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The first time the borrower draws funds under the loan facility.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The time frame during which the borrower can use the loan facility.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A formal request made in writing, often required for contractual actions.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A blocked account used to hold security deposits from tenants or contractors.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A sum of money paid as security under a lease or construction contract.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A contract between the borrower and contractor for construction services.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Project budget items that have not yet been paid or finalized.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The total planned financial allocation for the development project.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A limitation on the amount that can be deposited based on the project budget.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Obligations of the borrower that are secured by collateral or controlled accounts.   inizia ad imparare
 | 
 | 
      zabezpieczone zobowiązania   
 | 
 | 
 | 
      To refund the deposit to the tenant or contractor under contract terms.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Moving the deposit to the rent account, usually to cover tenant liabilities.   inizia ad imparare
 | 
 | 
      przelać na rachunek czynszowy   
 | 
 | 
 | 
      A bank account used to collect rental income from tenants, excluding service charges and deposits.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      An account that is accessible for transactions, subject to conditions in the agreement.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Payments related to loan interest and principal, including hedge settlements.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Contracts used to manage financial risks, such as interest rate swaps.   inizia ad imparare
 | 
 | 
      dokumenty zabezpieczające ryzyko   
 | 
 | 
 | 
      Expenses related to property management, such as maintenance and utilities.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Statutory payments due to tax authorities.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A financial plan for covering operating costs, approved by the Agent.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A quarterly report confirming compliance with financial covenants.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      An official document allowing the use of a completed building.   inizia ad imparare
 | 
 | 
      pozwolenie na użytkowanie   
 | 
 | 
 | 
      A loan facility used for financing long-term investments.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Development Facility Tranches     Portions of a loan used for development purposes, repaid before surplus funds are released.   inizia ad imparare
 | 
 | 
      transze kredytu rozwojowego   
 | 
 | 
 | 
      The amount of money available in the account.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The date when the borrower first draws funds under the facility.   inizia ad imparare
 | 
 | 
      data pierwszego wykorzystania   
 | 
 | 
 | 
      Estimated loan payments due in the next period.   inizia ad imparare
 | 
 | 
      prognozowana obsługa zadłużenia   
 | 
 | 
 | 
      The difference between required and actual reserve balance.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A separate deposit used to meet conditions for loan utilization.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The phase during which the property is being developed.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Debt Service Coverage Ratio forecasted for covenant compliance.   inizia ad imparare
 | 
 | 
      prognozowany wskaźnik DSCR   
 | 
 | 
 | 
      An account used to collect service charges from tenants and pay operating costs.   inizia ad imparare
 | 
 | 
      rachunek opłat eksploatacyjnych   
 | 
 | 
 | 
      Long-term investments in property maintenance or upgrades.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Financial support for tenant-specific interior works.   inizia ad imparare
 | 
 | 
      wkłady na wykończenie powierzchni   
 | 
 | 
 | 
      Insurance Proceeds Account     A blocked account used to collect insurance payouts directly from insurers.   inizia ad imparare
 | 
 | 
      rachunek środków z ubezpieczenia   
 | 
 | 
 | 
      Compensation received from insurers for covered damages.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      not to be unreasonably withheld or denied     A clause ensuring that consent must be given fairly and without unnecessary delay.   inizia ad imparare
 | 
 | 
      nie może być bezzasadnie odmówiona   
 | 
 | 
 | 
      The act of taking money out of a bank account.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Formal approval required before taking certain actions.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The borrower permanently grants the Agent authority to act.   inizia ad imparare
 | 
 | 
      nieodwołalnie upoważniony   
 | 
 | 
 | 
      Legal documents governing the loan and its terms.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The scheduled date for interest payments under the loan.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The date when the loan must be fully repaid.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Financial strategies to protect against interest rate or currency fluctuations.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A contract to exchange fixed and floating interest payments.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A hedging instrument that sets a maximum interest rate.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The total amount committed under a loan tranche.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      form and substance satisfactory to     Indicates that the lender must approve the structure and terms of the hedge.   inizia ad imparare
 | 
 | 
      forma i treść satysfakcjonująca dla   
 | 
 | 
 | 
      A third-ranking mortgage securing obligations under hedging contracts.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A mortgage that ranks behind two other existing mortgages.   inizia ad imparare
 | 
 | 
      hipoteka trzeciego stopnia   
 | 
 | 
 | 
      submission to voluntary execution     A legal declaration allowing enforcement without court proceedings.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      power of attorney to Control Accounts     Authorization allowing the lender to manage designated accounts.   inizia ad imparare
 | 
 | 
      pełnomocnictwo do rachunków kontrolnych   
 | 
 | 
 | 
      cap transaction with premium paid upfront     A hedging instrument where the borrower pays a fixed fee at the start.   inizia ad imparare
 | 
 | 
      transakcja typu „cap” z premią zapłaconą z góry   
 | 
 | 
 | 
      deregistration of mortgage     Legal removal of a mortgage from the land and mortgage register.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To reassign or release priority space in the mortgage register.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Financial market operations, often involving currencies or interest rates.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Transactions aimed at profit from market movements, not risk management.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The principal amount used to calculate payments in a derivative contract.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A ratio comparing the loan amount to total project costs.   inizia ad imparare
 | 
 | 
      wskaźnik kredyt do kosztu   
 | 
 | 
 | 
      A contractual limit on the LTC ratio to ensure financial discipline.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Loan to Value Ratio (LTV)     A ratio comparing the loan amount to the appraised property value.   inizia ad imparare
 | 
 | 
      wskaźnik kredyt do wartości   
 | 
 | 
 | 
      A contractual obligation to maintain the LTV ratio below a specified threshold.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Valuation of the Property     An appraisal determining the current market value of the property.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Section of the agreement outlining valuation procedures.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A revised appraisal reflecting current market conditions.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Debt Service Coverage Ratio (DSCR)     A measure of the project’s ability to service debt from its cash flow.   inizia ad imparare
 | 
 | 
      wskaźnik pokrycia obsługi zadłużenia   
 | 
 | 
 | 
      Based on actual past cash flows.   inizia ad imparare
 | 
 | 
      historyczny wskaźnik DSCR   
 | 
 | 
 | 
      A contractual financial condition the borrower must meet.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Required Equity Contribution     Minimum equity the borrower must invest, usually ~40% of total costs.   inizia ad imparare
 | 
 | 
      wymagany wkład kapitałowy   
 | 
 | 
 | 
      A loan with lower repayment priority, often counted as quasi-equity.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A published benchmark interest rate (e.g., EURIBOR, WIBOR).   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Financial data platform displaying benchmark rates.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Indicates the institution responsible for publishing the rate.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Transactions involving the sale or transfer of assets.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Multiple related or unrelated asset transfers.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Real estate owned by the borrower, often used as collateral.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Total Development Facility Commitments     The total amount committed under the development facility.   inizia ad imparare
 | 
 | 
      łączne zobowiązania z tytułu kredytu rozwojowego   
 | 
 | 
 | 
      restricted property rights     Legal rights such as easements or access rights.   inizia ad imparare
 | 
 | 
      ograniczone prawa rzeczowe   
 | 
 | 
 | 
      Companies providing essential services like water, electricity, or gas.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Any obligation to repay borrowed money or provide financial guarantees.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A party to whom money is owed.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To become liable for a financial obligation.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To settle or eliminate a financial obligation.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Offsetting mutual debts between parties.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      guarantee / indemnity / bond / letter of credit     Instruments used to support or secure financial obligations.   inizia ad imparare
 | 
 | 
      gwarancja / zabezpieczenie / obligacja / akredytywa   
 | 
 | 
 | 
      Legal documents governing the loan and related obligations.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A loan that ranks below other debts in case of liquidation.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The party providing a subordinated loan.   inizia ad imparare
 | 
 | 
      pożyczkodawca podporządkowany   
 | 
 | 
 | 
      To legally transfer rights or obligations to another party.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To claim or attempt to transfer rights, even if not legally valid.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      merger / de-merger / transformation     Corporate restructuring actions that change the legal or operational form of the company.   inizia ad imparare
 | 
 | 
      fuzja / podział / przekształcenie   
 | 
 | 
 | 
      Formal approval required before taking certain actions.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The way in which the borrower operates and manages its business.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A significant alteration in the nature or scope of business activities.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal documents defining the company’s structure and governance.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Agreements and instruments governing the loan and financial obligations.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Terms that reflect fair market value and independent negotiation.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A company that operates independently and is legally distinct from others.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The registered legal address of the company.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Deals made to profit from market fluctuations, not allowed here.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal agreements forming part of the financing structure.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A contract that could significantly affect the borrower's financial or legal position.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A situation that could harm the borrower's ability to meet obligations.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Security Assignment Agreement     Contract transferring rights and claims to the lender as collateral.   inizia ad imparare
 | 
 | 
      umowa o przeniesienie zabezpieczeń   
 | 
 | 
 | 
      restrictions on assignments     Clauses that prevent transferring rights to another party.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Centre of Main Interests (COMI)     The jurisdiction where the borrower conducts its main business activities.   inizia ad imparare
 | 
 | 
      centrum interesów głównych   
 | 
 | 
 | 
      A fixed place of business relevant for legal and insolvency purposes.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The country where the borrower is legally obligated to pay taxes.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Disputing a tax liability through legitimate legal means.   inizia ad imparare
 | 
 | 
      kwestionowane w dobrej wierze   
 | 
 | 
 | 
      Funds set aside to cover potential tax liabilities.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Payments to shareholders or group entities, such as dividends or fees.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To announce and transfer profits to shareholders.   inizia ad imparare
 | 
 | 
      ogłaszać lub wypłacać dywidendy   
 | 
 | 
 | 
      Loans that rank below other debts in case of liquidation.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The date when all phases of the project are fully completed.   inizia ad imparare
 | 
 | 
      data ostatecznego zakończenia   
 | 
 | 
 | 
      Required Equity Contribution     The minimum equity the borrower must invest in the project.   inizia ad imparare
 | 
 | 
      wymagana wysokość wkładu kapitałowego   
 | 
 | 
 | 
      Debt Service Reserve Amount     Funds reserved to cover upcoming debt payments.   inizia ad imparare
 | 
 | 
      kwota rezerwy na obsługę zadłużenia   
 | 
 | 
 | 
      Account used to fund capital expenditures.   inizia ad imparare
 | 
 | 
      rachunek depozytowy CAPEX   
 | 
 | 
 | 
      Legal documents establishing collateral for the loan.   inizia ad imparare
 | 
 | 
      dokumenty zabezpieczające   
 | 
 | 
 | 
      Security interests registered in official pledge registers.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      once in a calendar quarter     Indicates the maximum frequency of allowed distributions.   inizia ad imparare
 | 
 | 
      raz na kwartał kalendarzowy   
 | 
 | 
 | 
      A situation where ownership or voting power shifts significantly.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The party acting on behalf of lenders in a syndicated loan.   inizia ad imparare
 | 
 | 
      Agent (reprezentant kredytodawców)   
 | 
 | 
 | 
      Natural deterioration from regular use.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A promise to pay another party’s debt if they default.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      All creditors are treated equally in terms of repayment.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A creditor without collateral backing the loan.   inizia ad imparare
 | 
 | 
      wierzyciel niezabezpieczony   
 | 
 | 
 | 
      A creditor whose claims rank below others.   inizia ad imparare
 | 
 | 
      wierzyciel podporządkowany   
 | 
 | 
 | 
      Claims that must be prioritized by law.   inizia ad imparare
 | 
 | 
      uprzywilejowany z mocy prawa   
 | 
 | 
 | 
      The act of buying assets or shares.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To agree to purchase shares in a company.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Obligations to be fulfilled after signing the agreement.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Bank accounts held before the new financing structure.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A legal charge over real estate to secure a loan.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A formal document signed before a notary public.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A security interest registered in a public register.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Contract establishing a pledge over assets.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Transfer of rights from one party to another.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A contract for renting property.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Total rentable area of a property.   inizia ad imparare
 | 
 | 
      powierzchnia brutto najmu   
 | 
 | 
 | 
      Agreement for construction works.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Acknowledged by the debtor     The debtor confirms the assignment or obligation.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Attempted with reasonable diligence but not guaranteed.   inizia ad imparare
 | 
 | 
      w miarę możliwości / według najlepszych starań   
 | 
 | 
 | 
      Legal process of entering a right into a public register.   inizia ad imparare
 | 
 | 
      postępowanie rejestracyjne   
 | 
 | 
 | 
      Contracts and documents governing the execution of the project.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Official approvals or permits required for the project.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Obligations that significantly affect the project’s success.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Failure to comply with a contractual obligation.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A situation where a party fails to meet its contractual duties.   inizia ad imparare
 | 
 | 
      niewykonanie / naruszenie   
 | 
 | 
 | 
      Agreement governing the construction and development of the project.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To alter the terms of a contract.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Terminate / Suspend / Cancel     To end or pause a contractual agreement.   inizia ad imparare
 | 
 | 
      rozwiązać / zawiesić / anulować   
 | 
 | 
 | 
      Unreasonably withheld or delayed     A clause ensuring fairness in granting approvals.   inizia ad imparare
 | 
 | 
      bezzasadnie wstrzymana lub opóźniona (zgoda)   
 | 
 | 
 | 
      The right to make decisions based on judgment.   inizia ad imparare
 | 
 | 
      swoboda decyzji / uznaniowość   
 | 
 | 
 | 
      For the avoidance of doubt     Phrase used to clarify and prevent misinterpretation.   inizia ad imparare
 | 
 | 
      dla uniknięcia wątpliwości   
 | 
 | 
 | 
      Invoices approved under the financing terms.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Independent party overseeing project progress.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Professional indemnity insurance     Insurance covering professional errors or negligence.   inizia ad imparare
 | 
 | 
      ubezpieczenie odpowiedzialności zawodowej   
 | 
 | 
 | 
      Withholding part of payment as performance guarantee.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A guarantee that cannot be withdrawn or cancelled.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Guarantee payable immediately upon request.   inizia ad imparare
 | 
 | 
      płatna na pierwsze żądanie   
 | 
 | 
 | 
      Outstanding/disputable payments     Payments not yet made or under dispute.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal regulations governing environmental protection.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Official approvals required for activities affecting the environment.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A significant or substantial part of compliance.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Taking action before something happens.   inizia ad imparare
 | 
 | 
      przewidywanie / przygotowanie   
 | 
 | 
 | 
      Legal action related to environmental damage or non-compliance.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Feasible under normal circumstances.   inizia ad imparare
 | 
 | 
      racjonalnie możliwe do wykonania   
 | 
 | 
 | 
      A formal warning of potential legal action.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Adherence to laws or regulations.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      As soon as reasonably possible.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To formally inform another party.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      An assessment of the property's market value.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The first valuation before any loan drawdown.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Drawing funds under the loan facility.   inizia ad imparare
 | 
 | 
      wykorzystanie (środków z kredytu)   
 | 
 | 
 | 
      Investment Facility Tranche     A portion of the loan designated for investment purposes.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A professional who performs property valuations.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A breach of loan terms triggering lender rights.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A reasonable and legitimate demand.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Independent expert hired to assess property.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A detailed inspection or report on the property.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A document assessing environmental risks or compliance.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Construction all risks insurance     Covers damage or loss during construction.   inizia ad imparare
 | 
 | 
      ubezpieczenie od wszystkich ryzyk budowlanych   
 | 
 | 
 | 
      Third party liability insurance     Covers claims from external parties for damages.   inizia ad imparare
 | 
 | 
      ubezpieczenie OC wobec osób trzecich   
 | 
 | 
 | 
      Cost to replace the insured item with a new one.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Business interruption insurance     Covers loss of income due to disruption.   inizia ad imparare
 | 
 | 
      ubezpieczenie od przerwy w działalności   
 | 
 | 
 | 
      Contract between insured and insurer.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Payment made for insurance coverage.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Renewal / Variation / Cancellation     Actions affecting the status of an insurance policy.   inizia ad imparare
 | 
 | 
      odnowienie / zmiana / anulowanie   
 | 
 | 
 | 
      To make a contract legally ineffective.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Transferred rights under the policy to the Agent.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Insurance Proceeds Account     Dedicated account for receiving insurance payouts.   inizia ad imparare
 | 
 | 
      rachunek środków z ubezpieczenia   
 | 
 | 
 | 
      Unforeseeable events beyond control (e.g., natural disasters).   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Terms consistent with current market standards.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Tenant pays taxes, insurance, and maintenance costs.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Costs for shared services and maintenance.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Bank account designated for rent payments.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Tenant occupying significant area or generating major revenue.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Total rentable area of the property.   inizia ad imparare
 | 
 | 
      powierzchnia brutto najmu   
 | 
 | 
 | 
      Tenant rents out the leased space to another party.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Transfer of tenant’s rights under the lease.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Entity affiliated with the shareholder.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Rent expressed or calculated in euros.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To actively and carefully ensure payments are received.   inizia ad imparare
 | 
 | 
      pobierać z należytą starannością   
 | 
 | 
 | 
      To legally or contractually compel compliance.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Conditional Lease Agreement     Lease that becomes effective upon meeting certain conditions.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To relinquish, cancel or modify contractual terms.   inizia ad imparare
 | 
 | 
      zrzec się / unieważnić / zmienić   
 | 
 | 
 | 
      Reduction or offset of rent payments.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Assigning rights under a lease to another party.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Security Assignment Agreement     Contract transferring lease-related rights to the lender.   inizia ad imparare
 | 
 | 
      umowa przeniesienia zabezpieczeń   
 | 
 | 
 | 
      Repair ensuring long-term functionality and safety.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Technical inspection of structural integrity.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Professional entity managing the property.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Contract defining terms of property management.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Duration of the loan agreement.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Directive / Order / Resolution     Formal instructions or decisions from authorities.   inizia ad imparare
 | 
 | 
      dyrektywa / nakaz / uchwała   
 | 
 | 
 | 
      Notice that may significantly affect the property or project.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A breach of loan terms triggering lender rights.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To fix or correct a failure or breach.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Days excluding weekends and public holidays.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Individuals authorized to act on behalf of the Agent.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Repairs or modifications to the building’s structure.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Repayment of expenses incurred.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Access to books and records     Right to inspect financial and operational records.   inizia ad imparare
 | 
 | 
      dostęp do ksiąg i dokumentacji   
 | 
 | 
 | 
      Formal examination of property or documents.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal right to access the property.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Failure to pay amounts due under the finance documents.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Administrative/technical error     Issues in banking systems causing payment delays.   inizia ad imparare
 | 
 | 
      błąd administracyjny/techniczny   
 | 
 | 
 | 
      Contractual financial ratios the borrower must maintain.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Obligations to provide regular and accurate information.   inizia ad imparare
 | 
 | 
      zobowiązania informacyjne   
 | 
 | 
 | 
      A statement that is materially incorrect or misleading.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To correct a breach or failure.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A significant or substantial aspect.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Specific date for assessing financial covenants.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Government seizure of private property for public use.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal seizure of assets to satisfy a judgment.   inizia ad imparare
 | 
 | 
      zabezpieczenie (np. sądowe)   
 | 
 | 
 | 
      Seizure of property due to unpaid debts.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Enforcement of a court judgment.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Final and binding judgment     A court decision that cannot be appealed.   inizia ad imparare
 | 
 | 
      prawomocny i wiążący wyrok   
 | 
 | 
 | 
      Forced acquisition of property by the state.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Transfer of private assets to state ownership.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Estimated price of an asset in the open market.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal document establishing collateral rights.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Significant physical damage affecting value or usability.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Decision or action to stop operating the business.   inizia ad imparare
 | 
 | 
      zaprzestanie działalności   
 | 
 | 
 | 
      Legal process of dissolving a company.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal impossibility to perform contractual obligations.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal document governing the financing structure.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Collateral established under the transaction documents.   inizia ad imparare
 | 
 | 
      zabezpieczenie transakcyjne   
 | 
 | 
 | 
      To revoke or cancel a contract.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      DSCR based on forecasted cash flows.   inizia ad imparare
 | 
 | 
      wskaźnik DSCR zgodnie z projekcją   
 | 
 | 
 | 
      Legal cancellation or withdrawal from a contract.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To claim or intend to cancel a contract.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Contract related to project execution.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Entity owning shares in the Borrower.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A shift in ownership or voting power affecting control.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Agreement establishing collateral over shares.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Issuance of new shares increasing share capital.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal and economic arrangement of company ownership.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Inability to pay debts as they become due.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Negotiating new terms for debt repayment.   inizia ad imparare
 | 
 | 
      restrukturyzacja zadłużenia   
 | 
 | 
 | 
      Temporary suspension of debt payments.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Composition with creditors     Agreement to settle debts under modified terms.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Liquidator / Receiver / Administrator     Court-appointed officers managing insolvency.   inizia ad imparare
 | 
 | 
      likwidator / syndyk / administrator   
 | 
 | 
 | 
      Frivolous or vexatious proceeding     Legal action lacking merit or intended to harass.   inizia ad imparare
 | 
 | 
      bezzasadne lub uciążliwe postępowanie   
 | 
 | 
 | 
      Final court decision enforceable by law.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Economic conditions impairing solvency.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Adverse effect on enforceability     Impact that prevents legal enforcement of obligations.   inizia ad imparare
 | 
 | 
      negatywny wpływ na wykonalność zobowiązań   
 | 
 | 
 | 
      Default on one obligation triggers default on another.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Any financial obligation to repay borrowed funds.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Extra time allowed to make a payment after the due date.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Debt becomes immediately payable due to default.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal proceedings in court.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Dispute resolution outside of court.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal action lacking merit or seriousness.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal or regulatory actions with significant impact.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Administrative proceedings     Investigations or actions by public authorities.   inizia ad imparare
 | 
 | 
      postępowania administracyjne   
 | 
 | 
 | 
      Funds set aside to cover potential liabilities.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Ceasing work or commitment to a project.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Temporary halt in project execution.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal or contractual disagreement.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Temporary court order to preserve status quo.   inizia ad imparare
 | 
 | 
      postępowanie zabezpieczające   
 | 
 | 
 | 
      Legal action to enforce a judgment or claim.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Contractor’s fee excluding taxes and deductions.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Consent must not be denied without valid reason.   inizia ad imparare
 | 
 | 
      bezzasadnie wstrzymana (zgoda)   
 | 
 | 
 | 
      A note in the audit report indicating concerns or limitations.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Assumption that the company will continue operating.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The full amount of credit committed under the agreement.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      To legally end the agreement.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Debt that must be repaid immediately upon request.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Lenders holding the majority of commitments or voting rights.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      A structured response to correct a default.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Measures that are fair and appropriate under the circumstances.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Mandatory provisions of law     Legal rules that cannot be overridden by contract.   inizia ad imparare
 | 
 | 
      obowiązkowe przepisy prawa   
 | 
 | 
 | 
      Legal right over assets to secure repayment.   inizia ad imparare
 | 
 | 
      zabezpieczenie wierzytelności   
 | 
 | 
 | 
      Agreement to pledge movable assets.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Security Assignment Agreement     Transfer of rights as collateral.   inizia ad imparare
 | 
 | 
      umowa przeniesienia zabezpieczeń   
 | 
 | 
 | 
      Agreement ranking debt below other obligations.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal authority to act on behalf of another.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Debt Service Reserve Account     Account holding funds for debt payments.   inizia ad imparare
 | 
 | 
      rachunek rezerwy na obsługę zadłużenia   
 | 
 | 
 | 
      Account for capital expenditure reserves.   inizia ad imparare
 | 
 | 
      rachunek nakładów inwestycyjnych   
 | 
 | 
 | 
      Submission to Enforcement     Irrevocable consent to enforcement of obligations.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Directive to freeze or restrict account access.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Transfer of rights under a contract.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Transfer of both rights and obligations.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      The lender currently holding the loan.   inizia ad imparare
 | 
 | 
      dotychczasowy pożyczkodawca   
 | 
 | 
 | 
      The entity acquiring the loan rights.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Compensation for tax deductions from payments.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Additional costs due to regulatory or tax changes.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Consent not unreasonably withheld     Standard clause ensuring fairness in approvals.   inizia ad imparare
 | 
 | 
      zgoda nie może być bezzasadnie wstrzymana   
 | 
 | 
 | 
      Legal checks to verify identity and legitimacy.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Contract formalizing the transfer of rights.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Consent assumed after a specified period without objection.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Document formalizing the transfer of loan rights.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Transfer of economic interest without legal assignment.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Location from which a lender administers the loan.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Compensation for tax deductions from payments.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Additional costs due to regulatory or tax changes.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Legal action lacking merit or intended to harass.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Confidentiality agreement     Contract ensuring protection of sensitive information.   inizia ad imparare
 | 
 | 
      umowa o zachowaniu poufności   
 | 
 | 
 | 
      The lender who originally provided the loan.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 | 
      Significant negative impact on financial or legal standing.   inizia ad imparare
 | 
 | 
    
 | 
 | 
 |